See the credit before the deal reaches your desk
Stop rebuilding deals that were structured without a credit picture. Dabadu puts identity, income and credit context in the jacket before the customer ever sits down with you.
The desk is sending you deals that cannot fund
In most stores, F&I is the first department that sees a customer's real financial position, which means it is also the first department to discover that the deal it was handed cannot be placed. By then the customer has a number in their head and the sales manager has made a promise.
The cost is not just the rework. Every restructure is a fresh conversation about a worse payment, and those conversations are where deals die and CSI scores fall. The problem is sequencing, not skill.
What changes when the credit comes first
One structure, not three
The deal arrives with credit tier, trade equity and verified identity already attached, so you are refining a viable structure rather than rebuilding a fictional one.
Fewer stipulations
Verified income submitted with the application is one of the most common differences between a clean first-pass approval and a week of document chasing.
Cleaner lender packages
Complete submissions go out the first time, which is the single biggest factor in approval turnaround across every lender you deal with.
Negative equity surfaces early
Equity position is established at appraisal, not discovered in the box, so the structure accounts for it from the start.
What this uses
Questions
Does this replace our lender submission process?
No. It prepares complete, verified packages and routes them to the lenders you already work with, removing the re-keying between systems.
Can we see why a lender declined?
Lender responses come back into the deal record, so you can restructure without chasing a portal or an email thread.
Does it handle Canadian tax and fees by province?
Yes. Deal structures account for provincial tax and fee handling, which matters for any group operating across provinces.
Will it work with our existing DMS?
Yes. Dabadu works alongside the DMS platforms Canadian dealers run, so you keep your system of record.
See it working in your store.
Book a 20-minute walkthrough with a Canadian dealership specialist.
Book a demo